Why attorneys need Personal Umbrella Insurance

Even when you’re most careful in life, unfavorable incidents can happen. It’s not the type of thing you plan for - but in the course of any day, there’s a real possibility that you could experience a mishap that can have a major financial impact on your personal and professional life. 

Think about it, your teenage driver could be in an auto accident. Someone could be injured in your home. There could be an accident in your swimming pool or boat. Or, you could be named responsible for a rental property or pet incident. The problem is that many of life’s unfavorable incidents can fall well beyond the limits of coverage provided by your auto and homeowner’s policy.  And worse, if you’re named in a lawsuit without the right coverage, you could end up in serious financial trouble. It makes life nerve-racking.

Especially in today’s uncertain and litigious climate, you need Personal Umbrella Insurance created exclusively for ABE Members. It provides you and your family up to $5 million in personal liability protection and the legal defense you may need in the event a covered incident.  It’s an easy and cost-effective way to safeguard your finances and your family’s future.

 

Your Risk Checklist

Review the risk checklist below - if a mishap occurs in just one of these everyday situations, your hard-earned assets need to be protected. And if you’re named in a lawsuit without the right coverage, you could end up in serious financial trouble.

  • A teenage or young adult driver in your household
  • Frequent driving with other adults or children in your car
  • Owning a home or a condo
  • Owning a swimming pool
  • Owning a pet
  • Baby-sitter or cleaning people working in your home
  • Use of a boat
  • Owning rental housing property
  • You and your spouse could be subject to a personal injury suit from anyone at anytime
  • You are a professional with assets and future earning potential